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Purchase options

How it works

Two clear paths to ownership, one transparent process. Here is exactly what to expect from first look to final signature.

Option one

Cash purchase

Purchase a residence outright using your own funds. Cash transactions are straightforward: review the property file, complete our short application, sign the agreement and close.

  • No financing application or approval required
  • Typically completed in 2–4 weeks
  • Standard escrow, title and closing process
  • Residence sold as presented, with disclosures
View cash residences
Option two

Private financing

On select residences, we offer private financing. Instead of a traditional bank loan, you make scheduled payments through our approved servicing provider.

  • Available on select residences only
  • Application and manual review by our team
  • Down payment required — amount varies by residence
  • Terms set at approval; online estimates are informational
View financed residences
The process

Four steps to ownership

01

Explore

Browse available residences, review photography, condition notes and pricing, and save favourites to compare.

02

Understand

Read our buyer guide. We explain due diligence, inspections, taxes and ownership responsibilities in plain language.

03

Apply

Complete the online application and upload documents securely. A named advisor reviews every submission personally.

04

Move forward

Receive your decision, review the agreement, e-sign, and close — with your advisor on hand throughout.

Payment estimator

Estimate your monthly payment

Adjust the sliders to explore how price, down payment and term shape a private financing payment.

How we calculate

Transparent by design

Estimates assume a fixed interest rate and standard amortisation. Your actual terms are set when your application is approved and depend on the residence, your down payment and the review of your documentation.

  • Fixed rate, fully amortising schedule
  • No prepayment penalty on selected residences
  • Payments serviced by an approved provider
  • Property taxes and insurance are separate
Discuss your options
Common questions

Before you apply

No. You can purchase with cash, or — on selected residences — through our private financing programme, which does not require a traditional bank mortgage.

Cash purchases typically close in two to four weeks. Private financing adds a review stage and usually completes in four to six weeks, depending on documentation.

Yes. Private viewings can be arranged with your advisor, and virtual walkthroughs are available for every listed residence.

Your advisor will explain the decision and, where possible, suggest alternatives such as a larger down payment or another residence in the collection.

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Begin the conversation

Ready to take the next step?

Browse the current collection or speak with an advisor about the right purchase path for you.